San Diego Short Sales

 
Our ability to help very much depends on acting quickly - as many options may no longer be available if the problem is ignored. We encourage our prospective clients to call us and schedule a no obligation consultation with one of our short sale agents to determine what we can do to help in your situation.

Unlike an Eviction Notice or Foreclosure served by a Sherriff, with a SHORT SALE neighbors, friends, and family will never know unless you tell them!

Five Step Process:


  1. We gather the information, perform an overview/analysis of your current situation and fill out a Listing Agreement to formally start the process.
  2. As instructed in the Welcome Package you provide:
       a. Supporting documents (Mortgage and income statements)
       b. Completed budget analysis worksheet (which includes your off credit report expenses. Gas, groceries etc.)
       c. Handwritten Hardship Letter
  3. File Audit (qualification). Senior negotiators review your file to pre-qualify you for a short sale.
  4. Package & Submit info to Lender. The negotiator is in direct contact with the lender(s) and their decision makers in order to obtain approval to sell the home for less than what you owe.
  5. Execute Final Paperwork. You are guided through the process of executing your final seller documents after we find a buyer from the MLS, Co-operating Broker, and/or our marketing.


What will the firm will do for you:


  • Pre-qualify your situation avoiding false expectations
  • Explain the process
  • Help you identify required documentation
  • Guide you throughout the process and ensure regular updates
  • Provide you guidance on what to expect
  • Ensure information is Packaged in lender-specific formats
  • Identify possible alternatives for lender to consider
  • List the property on the MLS
  • Market your property to buyers to obtain offers
  • Guide you through the execution of documents
  • Help your family find a new home to rent for the next 12 months
  • Real Estate and Financial Coaching for life! We will help get you back to homeownership ASAP!

We heavily market and network with groups of investors as well as the public at large, so obtaining an offer is the easy part. We have extensive experience dealing with and negotiating short sales. Working with us guarantees professionalism in regards to the listing, marketing and lender approval.

Our goal to negotiate a short sale deal that is a win-win-win: You sell your home without any foreclosure or bankruptcy on your credit, the bank gets the loan off their books, and a new family or investor gets a nice home for a discount. This is a simple business decision! You most likely you will be able to rent twice the home for half the payment and we will also help you find that new home as well. In most cases, we will be able to help you get back to being a homeowner in as little as 12 months!

Working with us ensures that your short sale situation will be handled professionally by a short sale expert. We never ask for a fee for ANY of our Services. NEVER! Our services are designed to be quick, effective, and confidential. Your privacy is important, and your information will never be shared with anyone outside of the transaction.

To discuss your specific situation with a short sale expert or to schedule a face to face appointment, please call us, toll free at 866-798-0575 or local at 619-435-5777 and a Short Sale Councilor can guide you through each step of the process and help you review your options and select one that’s right for you. Time is precious, so please call soon!

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